Dear Fly Guy
I'm 20 and I live at home with my mom. I work part-time and I go to school full-time. I buy all of my own clothes, I help out around the house financially when I can, and I barely EVER ask my mom for money. My school is rather inexpensive and I've gotten through most of my schooling on scholarships. Recently my mom has been complaining about how I'm causing her to not have a life and that she's bothered that she's paying for my schooling. I'm irritated because I never asked her to pay for school and I hate that she's making me regret even going. My mom won't let me talk to her about any of this. Should I take out a loan to pay for the rest of school on my own or let her talk shit while she pays? What do you see as my consequences for either choice?
Oh yea... and she's driving me completely crazy.
Thank you.
Signed,
Broke College Student at Home
Dear Broke at Home,
How important is your education to you? Are you the kind of person that folds in the face of a little adversity, or do you say to yourself that no matter what or who stands in your way, you will continue to strive and achieve the goals you have set forth for yourself? I think you should sit your mother down and have a heart to heart with her. I know sometimes things like that are easier said than done, especially if one of the parties involved is not an advocate of discussing things. However, we are talking about your future here. Education is paramount. The job market is diminishing, and that piece of paper is still proven to be a boost. So if you are blessed with the opportunity to get a higher learning, then you must do whatever is necessary to continue to stay on that path. By law, once you turned 18, your mother was free of all obligations of taking care of you; however, it does seem slightly odd that she would have a gripe about paying for you to receive an education. Most parents throw fits because their children do not want to attend school. Nevertheless, in my opinion, if your mother doesn't want to continue to pay for your schooling, then apply for financial aid, take out a loan, or whatever else you need to do. This will show your mother another level of your independence and make it apparent that you no longer need her assistance. In fact, she may be more of a hinderance to you by creating unnecessary stresses that may play a detriment to your studies.
I've always been a bit rebellious myself, and I get a kick out of showing people I don't need their help as much as they think I do. Now, the consequences of taking out a loan are obvious. Loans have to be paid back. And many young adults spend much of there post scholastic days in debt because of school loans they took out. The way the equation works is you take out a loan to go to a school where you can study a particular field. Then you graduate with the highest honors possible so that you can secure yourself a high-paying job that will make the torment of paying your loan off not seem so suffocating. It doesn't always work out that smoothly, however. The other consequence of letting your mother continue to pay for school when she doesn't want to should be just as obvious. She may eventually just stop contributing and force you to fend for yourself; thus placing you right back into Consequence #1. It may be more gratifying to you to beat your mother to the punch by being proactive and creating your own resolution to your dilemma. And not to worry, stay in school and keep striving and you won't have to be a Broke Student at Home for much longer
- A Fly Guy
No comments:
Post a Comment